ADHD and Money Financial Therapy in California

  • is this you?

    When it comes to ADHD and money, do you ever put off paying bills (UGH!), or find yourself doing it last minute (clarity boost!)?

  • Maybe you are a couple

    who have difficulty saving for the future or put off talking about money because it is too stressful, or maybe the financial load is unequal, or there is forgetfulness or maybe money is just a drag!

  • Or maybe you ...

    find yourself making emotional purchases out of frustration, boredom, loneliness, or impulsiveness (Wait, Tik Tok is my friend!).

  • Maybe you are a small business owner

    who rocks when making products or providing services but just can’t or doesn’t want to organize the finances. Wait, all the money doesn’t go in the same account?

  • Are you looking ...

    to feel less overwhelmed at the thought of organizing and keeping track of your money (where are those statements, bills, …?). Wouldn’t it be nice to think less about money like it takes care of itself?

A photo of a colored woman touching her face represents procrastination when thinking about paying her bills. Get support from a Financial Therapist in California who supports clients with ADHD to successfully navigate their money.

Koru Financial Therapy understands and recognizes that navigating finances can be challenging if you experience money anxiety or tendencies toward procrastination, disorganization, or impulsivity.

Koru Financial Therapy recognizes all the forces keeping you away from having a good relationship with your money by focusing on not only your emotional wellbeing but also your financial wellbeing. Our neuro-affirmative approach may be what you have been looking for to heal and cultivate a new relationship with money.

Attention Deficit Hyperactivity Disorder (ADHD) can present with a variety of symptoms, and managing money can be challenging for individuals with ADHD. It's important to note that symptoms and challenges can vary from person to person. While everyone experiences ADHD a little bit differently, here are some of the common symptoms of ADHD that could impact your relationship money. 

Symptoms of ADHD and money

  • Individuals with ADHD may struggle to create and stick to a budget due to difficulties in organizing and planning. They might forget to track expenses, lose track of due dates for bills, or have trouble estimating future expenses accurately. Learn the benefits of using the No Budget Budget to organize your money and fund your savings goals.

  • Impulsivity is a common symptom of ADHD, which can lead to impulsive spending behaviors. Individuals may struggle to resist the temptation to make spontaneous purchases or engage in excessive shopping, even when it's financially detrimental.

  • ADHD can lead to procrastination when it comes to managing financial tasks, such as paying bills, reviewing bank statements, or filing taxes. This procrastination can result in late fees, missed deadlines, and increased financial stress.

  • Individuals with ADHD may struggle with organizing and maintaining financial documents, leading to clutter and disorganization. Important documents such as receipts, bills, and financial statements may get misplaced or forgotten.

  • ADHD inattentiveness may result in individuals overlooking the importance of saving for future goals, such as retirement, emergencies, or major purchases. They may prioritize immediate gratification over long-term financial planning.


ADHD and Money client scenarios in California

Here are examples of clients with adhd and money anxiety who have benefited from Financial Therapy.

Sarah and Alex, Los Angeles

Sarah and Alex have been together for four years. They each approach money differently but Alex is underemployed and procrastinates about advancing in his career. There are many things that Alex is passionate about but lacks follow-up. Sarah is the main breadwinner, she works a lot, and resentment has started to creep into their relationship. She would like to not feel as financially responsible as at present. They are burned out from the high cost of living in Los Angeles, California, and wonder if they will ever have financial compatibility to attain their dreams and goals.


Will, San Diego

Will came to Financial Therapy following years of impulse buying. He reports it would happen in cycles and focus on one item at a time such as shoes, trading cards, or figurines. However, once he collected things they stayed in the closets, the garage, and in different parts of the house. His running up the credit cards and hiding it from his wife until she found a statement was starting to cause ongoing stress and strain in their relationship. Will sought out Financial Therapy in San Diego, California to address his compulsions and tendencies towards hoarding


A leafy green plan situated in a tropical forest setting represents calm when navigating ADHD and Money Anxiety after seeking support from a financial therapist who provides financial therapy in California.

Koru Financial Therapy can help with ADHD and managing money

Koru Financial Therapy in California offers a holistic approach to addressing ADHD and money anxiety integrating therapeutic interventions with practical financial guidance to support clients in developing healthier financial habits and achieving greater financial stability and satisfaction. Read below for ways in which Koru Financial Therapy can help.

  • Koru Financial Therapy works with you to understand how ADHD symptoms impact your financial behaviors and decision-making processes.

    By exploring the interplay between ADHD symptoms (such as impulsivity, disorganization, and procrastination) and money management, we can together develop targeted strategies to address these challenges.

  • Koru Financial Therapy helps you develop coping skills to manage your symptoms and improve your financial habits.

    We teach practical techniques for enhancing focus, organization, and time management, which can be applied to various financial tasks such as budgeting, bill paying, and tracking expenses.

  • Our clients often benefit from structured routines and systems to help you stay on track with their finances.

    Koru Financial Therapy assists you in creating personalized systems for organizing financial documents, setting reminders for bill payments, and establishing regular financial check-ins to maintain accountability and consistency.

  • Koru Financial Therapy promotes self-awareness by helping you recognize how their ADHD symptoms impact their financial behaviors and attitudes.

    Through self-reflection and exploration, clients gain insights into their strengths, challenges, and triggers related to money management, empowering them to make more conscious and intentional financial decisions.

  • Koru Financial Therapy collaborates with you to set value guided and realistic financial goals that take into account your unique circumstances and ADHD-related challenges.

    We help you break down larger goals into smaller, manageable steps, providing guidance and support to keep you motivated and focused on achieving your objectives.

  • ADHD and money issues are often intertwined with emotional factors such as stress, anxiety, and shame.

    Koru Financial Therapy provides a safe, non-judgmental, and neuro-supportive space for clients to explore and address these emotions, fostering a sense of acceptance, empowerment, and resilience in managing your finances.

  • Koru Financial Therapy helps clients build practical financial skills, such as budgeting, saving, investing, and debt management, through education, guidance, and hands-on practice.

    We offer personalized tools, resources, and strategies tailored to the specific needs and preferences of you and your ADHD.

  • Koru Financial Therapy offers ongoing support and accountability to help you stay committed to your financial goals and plans.

    Regular sessions provide opportunities to celebrate progress, troubleshoot challenges, and adjust strategies as needed, fostering a sense of encouragement and momentum in the journey towards financial well-being.

Related Blog Posts

Is ADHD and financial counseling effective?

Yes.

Over the last 6 years at Koru Financial Therapy, clients have benefited from the emotional and practical money support to get their finances on track.

Client follow-up - As a result of his sessions, Will has explored his money story has compassionately accepted his triggers and tendencies, and has increased his coping skills when activated. He has successfully, over time, organized and is working through selling or letting go of his collections. He reports increased control and decreased overwhelm, and his relationship with his wife has flourished financially as he has taken skills learned in sessions and applied them to his relationship with his wife. He initiated money dates with her to track his progress, and their increasing net worth, and to build up trust related to finances.

 

Financial therapy offers a safe and neuro-supportive environment for clients to confront financial stressors, enhance financial harmony, and cultivate a pathway forward with their money. Often, clients report they feel “comfortable, “understood - like you get me” and “encouraged”.

Client follow-up - Through engaging in Financial Therapy, Sarah and Alex explored their money stories, including discovering the impact of Alex’s ADHD on their current situation and in what environment they best thrive, got clear on their values for money and life, created new systems on how to split financial and life tasks, built out time for connection and rejuvenation, crafted new goals that align with their values and are taking actions to live their desired life. They recently moved overseas as part of their actions.

 

Clients emerge from therapy with simplified saving and spending processes, strategies to curb impulsive spending, and ways to break down financial tasks into more manageable chunks.

Clients leave financial therapy with decreased overwhelm, as well as short-, medium-, and long-term financial goals that make sense and align with how they want to live their lives.


Begin ADHD and Money therapy in California with Koru Financial Therapy

At Koru Financial Therapy in California, we offer support for clients who identify with ADHD or neurodivergence to help them navigate overwhelm, procrastination, impulsiveness, or disorganization with their money. Our financial therapists are here to provide evidence-based treatment so that you can gain insight into what activates your ADHD and develop strategies to help you feel more in control of your finances and your wellbeing. If you are ready to get started, follow these simple steps:

  • Click on the button to schedule your free 20- minute consultation. We will reach out within 24 hours with some time options.

  • On the call we can go over your needs and concerns. Being that rapport is an important part of therapy, we can explore if we are a good fit. If not, we can provide you with resources or other referrals.

  • Plan for 4-6 sessions to explore your money story, beliefs, and values, learn coping and financial skills, set goals, and start taking steps toward your goals.

    The first 3-4 sessions will be weekly, then bi-weekly, and as indicated.

Details

Sessions are 60-minutes.

Options and Fees

Financial therapy is an investment in yourself and the overall financial wellbeing of your financial life. The skills and practices learned can be used in many other aspects of your life.

FAQs


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Group Financial Therapy

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Meet Your Financial Therapist

A photo of a woman in front of greenery who provides ecotherapy and financial therapy to individuals, couples, and entrepreneurs in Sacramento, California.

Mariah Hudler
Owner and Financial Therapist

You want a successful and meaningful relationship with your money emotionally and financially. ADHD and Money Financial Therapy is a step towards joy, wealth, and wellbeing.

Hi, I’m Mariah. I am a licensed psychotherapist and certified financial therapist based in California who focuses on helping individuals, couples, families, and entrepreneurs create healthy relationships with their money. My specialties include premarital financial counseling, ADHD, anxiety, depression, adjustment, and money disorders.

My educational background includes first, a BA in Sociology from UC San Diego, and second, an MSW, from UC Berkeley. My licensure is licensed clinical social worker in CA, LCSW65613.

I look forward to our work together.

Contact Us

Hours
Monday, Tuesday, Thursday
10am–5pm

Phone
(916) 234-6733

Calls or emails will be returned within 24 hours during business days.

Services